theorise
THE MONEY GYM · BETA IN NG · KE · UK

Level up your
money brain.

Sixty seconds a day. Ten tracks. Twelve mechanics. Theorise trains the financial decisions that compound — short reps, real examples, tracked progress.

Daily
60s
Tracks
10
Mechanics
12
Free tier
Forever
Features

Training built for the way you actually learn.

Six foundations that make a minute of practice go further than an hour of reading.

60-second workouts

Short reps beat long sessions. Three games, six minutes, one sharper brain.

Ten tracks

Cash flow, savings, debt, spending, income, investing, loans, real world, macro, AI.

Twelve mechanics

Each game teaches one idea through interaction — no reading, no quizzes.

Spaced repetition

The gaps you keep missing come back until the idea sticks. SM-2 under the hood.

Cultural fit

Naira, Shilling, Pound. Ajo, BNPL, CBN rates. Built for you, not ported.

Daily streak

Miss a day, lose the streak. Come back, keep going. The habit is the point.

Mechanics

One mechanic, one idea that sticks.

Five mechanics have shipped. Seven more are in the workshop. Each one teaches a single financial concept through the interaction itself — no reading, no quizzes.

Loans

Dial Rate

Spin the dial to the true APR. Fees included, tricks exposed.

Debt & Credit

Debt Rank

Rank four debts avalanche-style. Highest APR first.

Cash Flow

Budget Bucket

Sort expenses into 50/30/20. The mental model that scales.

Investing

Rocket Growth

Tap where ₦2M lands after 25 years at 8%. Compound, physically.

Real World

Scam Spotter

Legit or scam in 8 seconds? Real SMS. Real pressure.

Pricing

Free forever. Theorise+ for the obsessed.

The daily workout, all ten tracks, and every mechanic is free. Theorise+ unlocks unlimited replays, a personal coach, and detailed progress exports.

Free

£0 forever

Everything you need to build the daily habit.

  • One 6-minute workout daily
  • All 10 tracks
  • All shipped mechanics
  • RISE score + streak
  • Offline caching
Start free
Theorise+

Theorise+

£4.99 / month

For people who want the gym, not just the lobby.

  • Unlimited workouts & replays
  • Personal coach & weak-track drills
  • Detailed progress exports (CSV)
  • Early access to new mechanics
  • Streak freeze, two per month
Try 7 days free
Purchasing-power pricing
₦4,500 / mo in NG KSh 450 / mo in KE £4.99 / mo in UK
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FAQ

Short answers. No asterisks.

What is Theorise?

A daily six-minute workout for your money brain. Three games, ten tracks, twelve mechanics. You play, you learn, you repeat.

How is it different from Duolingo?

Same short-rep spirit, different subject. Theorise is built for money skills in NG, KE, and UK — Naira, Shilling, Pound, with the scams, fees, and products you actually face.

Does it work offline?

Yes. Today's workout caches on launch. Once you've opened the app with signal, you can finish your six minutes anywhere.

Is my data sold?

No. Progress stays on-device by default. You can sync to a Theorise account, but we never sell to third parties and never ask for bank credentials.

How are questions made?

Every question is written by a human, reviewed by a second, and sourced from primary regulators (CBN, CMA, FCA) or named publishers. No AI-only content.

Can I cancel?

Anytime, one tap, no friction. The free tier keeps the daily workout forever.